Rates & Loans

HELOC

Interest Rate

4.50%

Express Home Improvement

Interest Rate

7.99%

Ready for the next step?

Get Started

Have any questions?

Contact Us

Help Me Decide

HOME EQUITY LINE OF CREDIT (HELOC)

A Home Equity Line of Credit (HELOC) is like your home’s credit card. It can have a fixed or adjustable rate, but unlike a traditional home equity loan, you have a credit limit that you draw from and pay off until you’ve reached the amount you need. Use it to make home improvements, consolidate debt, finance education, or pay for any other major expenses.

EXPRESS HOME IMPROVEMENT LOAN

Do you have a home improvement or home maintenance project that you need money for - now? Contact our Mortgage Team today and ask for our Express Home Improvement Loan. With an Express Home Improvement Loan, you can receive up to $25,000 for your home improvement project with no lien and no closing costs - in as little as 24 hours! Yes, that's 24 HOURS - not days.

  • Save time
  • Mortgage free
  • No lien
  • No closing costs

What To Expect

At USE Federal Credit Union, it is our mission to provide service that exceeds your expectations. From the very beginning, your mortgage loan officer will be with you every step of the way. From the time you step through our doors until closing, your loan officer will be there to advise and to serve you.

To avoid any unforeseen surprises, certain information (depending on your type of loan) will be needed in order to begin your loan process. Your mortgage loan officer will discuss all the necessary requirements pertaining to your particular loan. Not only is this information required, but can also be very beneficial to you as well. Surprises are for birthday parties…not loans.