Rates & Loans

Conventional

15 Year Fixed
Rate: 4.50%
APR: 5.629%

30 Year Fixed
Rate: 4.99%
APR: 6.02%

FHA

30 Year Fixed
Rate: 4.75%
APR: 5.625%

VA Loan

30 Year Fixed
Rate: 4.75%
APR: 5.625%

ITIN Loans*

Rate
6.49%

APR
6.88%

Contact Patrisha Gonzalez  *State of OK only

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What To Know

What to Know What does it mean to refinance? Refinancing is the act of taking on a new loan with different terms. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the original mortgage.

Deciding if it makes sense to refinance your home depends on a number of factors, but it starts with one question: What do you want out of your refinance? Here are some of the main reasons homeowners decide to refinance their mortgage:

  • A lower monthly payment
  • Pay off mortgage faster
  • Get cash from the home
  • Consolidate debt